Let’s face it. Life happens. Just one late payment can drop your credit score over 100 points and damage your credit file for up to 7 years. Credit is the elephant in the room; no one likes to speak about it. However, having excellent credit opens doors to financial freedom. Let Elevation Credit help you elevate your credit score and change your life forever!
“Elevate your Credit Score, Elevate your Life”
Peace of mind.
Lower interest rates.
Gain your life back.
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We take an in-depth look at your credit files. After your evaluation, we will work with you to develop a personalized strategy and dispute inaccurate items with all three credit bureaus. We will write customized letters on your behalf. Within 45 days the bureaus will respond to you directly with your results.
The first step in getting your financial life back is removing inaccurate information from your credit report. The law allows any consumer to challenge inaccurate information on their credit report if that consumer feels that the items are inaccurate.
The second step to restoring your credit is to rebuild it while we work on removing inaccurate information. It’s not enough just to remove negative items, but you must prove to the FICO and creditors that you can make your payments on time. You rebuild by using secured cards and other methods.
We can’t guarantee your results, but what we can say is that most of our customers start seeing the best results within 90 days of signing up for our service.
How WE Can
Studies indicate that 79% of consumers have errors or inaccuracies on their credit report. Our goal is to ensure our clients are not included in that static.
We help consumers correct and rebuild their credit file by assisting them in removing inaccurate, erroneous and derogatory information. We work on the behalf of the consumers. Our team works to identify errors and challenge the 3 major credit bureaus, collections agencies and other financial institution to remove inaccurate or unverifiable information permanently.
$199.00 Enrollment fee
Must be willing to commit to at least 6-9 months of service (service time may vary)
Analysis and review of client file status.
Receiving and processing manual updates.
Respond and receive correspondence by mail or phone.
Review client’s credit report updates to determine next steps.
Create a strategic plan to assist clients in meeting their goals.
Create and send dispute letters to creditors.
Assist with budget and credit question/process.
Provide ongoing credit education.
Provide ongoing budget and spending recommendations.
Provide clients with access to educational portal sites.
Update clients with educational materials.
The credit analysis is a comprehensive review of your credit file. It is included with enrollment or can be purchase separately for "Do It Yourself"
Review your credit report for inaccurate items.
Review of outdated accounts.
Review your credit report for inaccurate personal information.
Review accounts that can be made current.
Review accounts with high credit utilization.
Build a plan on how to fix information.
Build a plan to raise your credit score.
Build a plan to rebuild your credit score.
Provide you with a detailed report of everything listed above.
Consult with you over the phone regarding your detailed plan.
Video training on how to raise your credit score.
Training rebuild your credit score.
“Elevation Credit has made a huge impact on my credit in such a short period of time.....
very people friendly, patient and knowledgeable”